Total Monthly Spend
₹3,00,000 a year
Your spends
Mainly spend on
Casual splits your spend evenly across the categories you pick. Use Advanced to enter each one.
About you
CIBIL Score · tap to stack
Annual Fee Comfort · tap to stack
How We Rank
Each card is scored on what it would earn you in a year: rewards on the spends you entered, plus recurring milestone bonuses, minus the annual fee unless your spend waives it. No bank or issuer can pay for a higher place.
Reward rates are approximate and for comparison only — confirm exact terms on the issuer's page before applying.
Credit Card Finder: which card returns the most on your spending
The Card Finder asks how much you spend each month on categories such as online shopping, dining, groceries, fuel, travel and bills, and then works out, card by card, how much you would earn back in a year. It counts the reward rate on each category, any monthly cap on rewards, milestone bonuses, and subtracts the annual fee unless your spending is high enough to waive it. The result is a net yearly value you can compare across cards, not a headline reward rate.
You can also tell it your yearly income and credit score range so cards you would be unlikely to get are left out. No bank pays to appear in these results, and the page does not take applications: you apply on the issuer's own website. Read How We Rank for the full method.
Related: All credit cards · How to choose a credit card · How we rank
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