Compare FD rates at the 1-year tenure across Indian banks and NBFCs, ranked by real interest rate.
The Top 10
How this list is ranked
Ranked by the rate each FD pays specifically at the 1-year (365-day) tenure — not the product's best rate across every tenure it offers, which is often a different, longer lock-in. This is the list to check if you specifically want your deposit back in exactly a year, not whichever tenure happens to pay the most.
DICGC insures deposits up to ₹5 lakh per depositor, per bank — this covers scheduled banks and small finance banks, but not NBFC deposits, which carry a credit rating instead of deposit insurance.
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