Best 80C Tax-Saver FDs

How this list is ranked

This ranks only the specific 5-year tax-saver FD variant each bank or NBFC offers — the one that locks your deposit for exactly 5 years and lets you claim a deduction of up to ₹1.5 lakh under Section 80C of the Income Tax Act (old tax regime only). It's a distinct product from that same bank's regular FD, and it can't be withdrawn early like a normal FD.

DICGC insures deposits up to ₹5 lakh per depositor, per bank — this covers scheduled banks and small finance banks, but not NBFC deposits, which carry a credit rating instead of deposit insurance.