What your employer's payroll credit unlocks — insurance cover, overdraft, fee waivers — ordered from broadly-eligible to premium tiers, not by any single number.
The Top 10
The perk bundle is the point
A salary account's real differentiator isn't one sortable figure — it's the bundle of perks that activate once your payroll starts crediting: accident cover, an overdraft buffer, fee waivers. This list is ordered for genuine usefulness across a spread of income levels, mass-market first, premium tiers last.
Some entries here require your net monthly salary to cross a stated threshold to unlock their listed perks — that eligibility bar is called out directly rather than left implicit.
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