Loans in India range from personal and home loans to business, education and vehicle finance, offered by banks and by non-bank lenders (NBFCs). The advertised interest rate is only part of the cost, so compare the whole picture before you apply.
Check the interest rate range and how your credit score affects where you fall in it, the processing fee, prepayment and foreclosure charges, the maximum tenure, and the documents required. A lower rate is not helpful if your profile is unlikely to be approved for it.
This page lists loan products by lender. To see options ranked by your own chances of approval, use the Find My Loan tool, which asks for your income and credit score and shows realistic matches first.
Loans listed on Truely Money
24x7 Overdraft Against Fixed Deposit (Axis Bank): interest 5% to 8.5% p.a. · processing fee ₹0. Avail up to 85% of your fixed deposit value as an overdraft instantly with zero processing fees.
Aavas Financiers Home Loan: interest 9.9% to 17% p.a. · up to ₹5,00,00,000 · processing fee 1%. An inclusive lender specializing in rural and semi-urban profiles, approving loans without strict MAP or ITR requirements.
Aditya Birla Housing Finance Home Loan: interest 7.75% to 14.75% p.a. · up to ₹10,00,00,000 · processing fee 1%. A comprehensive home finance product offering structured Drop-line Overdraft facilities to reduce interest burden.
Aditya Birla Personal Loan (Aditya Birla Finance): interest from 10.99% p.a. · up to ₹50,00,000 · processing fee 4%. A comprehensive NBFC loan providing substantial funding with co-applicant capabilities and fee-free minor part-prepayments.
Annapurna Microfinance Group Loan (Annapurna Finance): interest 19.9% to 24.49% p.a. · up to ₹1,30,000 · processing fee 1.5%. A joint-liability group microloan designed exclusively for rural women to expand existing businesses or pursue new livelihood opportunities like agriculture.
Aptus Value Housing Finance Home Loan: interest 14% to 16% p.a. · up to ₹25,00,000 · processing fee 2%. An inclusive housing finance option focusing on self-employed individuals and those with low CIBIL scores in semi-urban areas.
Arohan Saral Microfinance Loan (Arohan Financial Services): interest 20.99% to 24% p.a. · up to ₹75,000. A collateral-free joint-liability group microloan designed for women from low-income families residing in rural areas to support trading and services.
Asirvad Microfinance Loan (IGP) (Asirvad Micro Finance): interest 22.75% to 24% p.a.. A group-guaranteed microfinance loan for women running small income-generating programmes, issued by Manappuram's distinct MFI subsidiary.
AU Small Finance Bank Home Loan: interest 8% to 16% p.a. · up to ₹5,00,00,000 · processing fee 1.5%. A customer-centric home loan featuring doorstep services, versatile loan variants, and competitive rates starting at 8.00%.
AU Small Finance Bank Personal Loan: interest 15% to 36% p.a. · up to ₹10,00,000 · processing fee 4%. A flexible personal loan offering premium benefits and lower processing fees for existing AU Royale customers.
AU Small Finance Bank Unsecured Business Loan: interest 18% to 22% p.a. · processing fee 2%. Empowering small businesses and traders with flexible unsecured working capital finance.
Auxilo Education Loan (Auxilo Finserve): interest 10.5% to 16% p.a. · processing fee 1%. Comprehensive education loans with no upper limit and extensive door-to-door assistance.
Avanse Education Loan (Avanse Financial Services): interest 10% to 14.5% p.a. · up to ₹1,25,00,000 · processing fee 1%. Flexible education financing with 100% coverage and zero margin money for diverse global programs.
Axis Bank Business Loan: interest 10.75% to 21% p.a. · up to ₹75,00,000 · processing fee 2%. Collateral-free business loans tailored for MSMEs, doctors, and professionals with quick disbursal.
Axis Bank Car Loan: interest 8.9% to 11.7% p.a. · processing fee 2%. A flexible, fixed-rate car loan offering up to 100% on-road funding and no lock-in period for early repayment.
Axis Bank Home Loan: interest 8% to 11.9% p.a. · up to ₹5,00,00,000 · processing fee 1%. A versatile home loan choice that even funds small properties starting at 300 sq. ft., with special discounts for women.
Axis Bank Kisan Credit Card: interest 8.25% to 13% p.a. · up to ₹2,50,00,000. A robust KCC scheme from a private lender offering high-value limits and dedicated relationship managers for modern farmers.
Axis Bank Loan Against Property: interest 9.25% to 10% p.a. · up to ₹5,00,00,000 · processing fee 1%. Flexible long-term financing up to 20 years for both personal and business needs.
Axis Bank Personal Loan: interest 9.99% to 21.55% p.a. · up to ₹40,00,000 · processing fee 2%. A fast and flexible personal loan from a leading private bank with competitive relationship-based pricing.
Bajaj Finance Loan Against Property (Bajaj Finserv): interest 8% to 14% p.a. · up to ₹15,50,00,000 · processing fee 3.54%. High-value property loans with quick 72-hour disbursal for diverse financial needs.
Bajaj Finance Personal Loan (Bajaj Finserv): interest 10% to 30.5% p.a. · up to ₹55,00,000 · processing fee 4.13%. A highly flexible personal loan offering unique withdrawal features and interest-only EMI options.
Bajaj Finance Two-Wheeler Loan (Bajaj Finserv): interest 10% to 30.5% p.a. · processing fee 4.13%. Flexible two-wheeler financing with up to 100% on-road funding and accessible credit score requirements.
Bajaj Finserv Business Loan: interest 14% to 25% p.a. · up to ₹80,00,000 · processing fee 4.72%. A fast, collateral-free business loan with flexible withdrawal limits for established businesses.
Bajaj Finserv Consumer Durable Loan: interest 10% to 30.5% p.a. · up to ₹5,00,000 · processing fee ₹1,017. A leading point-of-sale financing option offering zero down payment and No Cost EMIs on a vast network of partner stores.
Bajaj Housing Finance Home Loan (Bajaj Finserv): interest from 7.25% p.a. · up to ₹15,00,00,000. A fast and highly flexible home loan offering ultra-long 32-year tenures and rapid 48-hour disbursals.
Bandhan Bank Home Loan: interest 7.4% to 12.2% p.a. · up to ₹10,00,00,000 · processing fee 1%. An inclusive home loan option that explicitly welcomes informal-income earners with limited standard documentation.
Bandhan Personal Loan (Bandhan Bank): interest 9.47% to 12.55% p.a. · up to ₹25,00,000 · processing fee 3%. A versatile personal loan accommodating both salaried and self-employed applicants, complete with convenient doorstep document collection.
Bank of Baroda Personal Loan: interest 10.15% to 18% p.a. · up to ₹20,00,000 · processing fee 2%. A reliable public sector personal loan with zero pre-closure charges and special rates for government employees.
Baroda Gyan Education Loan (Bank of Baroda): interest 9.25% to 10.9% p.a. · processing fee ₹0. A zero-processing-fee domestic education loan with flexible terms and female student concessions.
Baroda Home Loan (Bank of Baroda): interest 7.2% to 8.95% p.a. · up to ₹20,00,00,000 · processing fee 0.5%. A competitive home loan providing attractive LTV tiers and bundled concessions for eligible borrowers.
Baroda Kisan Credit Card (Bank of Baroda): interest from 7% p.a. · processing fee ₹0. A government-backed revolving credit line with fixed sub-₹3-lakh pricing for crop-cycle expenses, plus subsidized rates for prompt repayers.
BOI Star Personal Loan (Bank of India): interest 10.85% to 16.25% p.a. · up to ₹25,00,000 · processing fee 1%. A flexible personal loan offering interest rate concessions for women and special rates for government employees and doctors.
Can Fin Homes Individual Housing Loan: interest 8.95% to 11.45% p.a. · up to ₹10,00,00,000 · processing fee 0.5%. A robust HFC offering highly competitive rates and flexible schemes for plot purchase and construction.
Canara Bank Kisan Credit Card Scheme: interest from 7% p.a.. A flexible, revolving credit line tailored for farmers to meet short-term crop cultivation and post-harvest expenses.
Canara Budget Personal Loan (Canara Bank): interest 10.65% to 15.65% p.a. · up to ₹30,00,000 · processing fee 0.5%. A cost-effective personal loan specifically tailored for salaried employees of recognized corporations and government bodies.
Canara Housing Loan (Canara Bank): interest 7.15% to 10% p.a. · processing fee 0.5%. A widely accessible RLLR-linked home loan offering transparent risk-based pricing and special concessions for women and salaried account holders.
Cent Home Loan (Central Bank of India): interest 7.2% to 8.75% p.a. · up to ₹5,00,00,000 · processing fee 0.5%. A flexible home loan with RLLR-linked interest rates and structured FOIR caps based on annual income tiers.
Cent Personal Loan (Central Bank of India): interest 10.9% to 11.65% p.a. · up to ₹20,00,000 · processing fee 1%. A targeted personal loan for permanent employees of government and reputed corporate sectors, featuring fee waivers for defence personnel.
Chetana Microfinance Loan (Spandana Sphoorty Financial): interest 23% to 26% p.a. · processing fee 1%. A doorstep joint-liability-group microloan exclusively for women entrepreneurs to start or expand their ventures.
Cholamandalam New Car Loan: interest 14% to 18% p.a. · up to ₹20,00,000 · processing fee 2%. An accessible new car loan with up to 100% on-road funding, suitable even for borrowers without formal income proofs.
Truely Money is an independent sole proprietorship registered under Udyam (MSME), Udyam Registration No. UDYAM-MP-16-0077048. Questions, corrections or feedback: support@truelymoney.com.
Compare loans from banks and lenders in India
Loans in India range from personal and home loans to business, education and vehicle finance, offered by banks and by non-bank lenders (NBFCs). The advertised interest rate is only part of the cost, so compare the whole picture before you apply.
Check the interest rate range and how your credit score affects where you fall in it, the processing fee, prepayment and foreclosure charges, the maximum tenure, and the documents required. A lower rate is not helpful if your profile is unlikely to be approved for it.
This page lists loan products by lender. To see options ranked by your own chances of approval, use the Find My Loan tool, which asks for your income and credit score and shows realistic matches first.
Loans listed on Truely Money
24x7 Overdraft Against Fixed Deposit (Axis Bank): interest 5% to 8.5% p.a. · processing fee ₹0. Avail up to 85% of your fixed deposit value as an overdraft instantly with zero processing fees.
Aavas Financiers Home Loan: interest 9.9% to 17% p.a. · up to ₹5,00,00,000 · processing fee 1%. An inclusive lender specializing in rural and semi-urban profiles, approving loans without strict MAP or ITR requirements.
Aditya Birla Housing Finance Home Loan: interest 7.75% to 14.75% p.a. · up to ₹10,00,00,000 · processing fee 1%. A comprehensive home finance product offering structured Drop-line Overdraft facilities to reduce interest burden.
Aditya Birla Personal Loan (Aditya Birla Finance): interest from 10.99% p.a. · up to ₹50,00,000 · processing fee 4%. A comprehensive NBFC loan providing substantial funding with co-applicant capabilities and fee-free minor part-prepayments.
Annapurna Microfinance Group Loan (Annapurna Finance): interest 19.9% to 24.49% p.a. · up to ₹1,30,000 · processing fee 1.5%. A joint-liability group microloan designed exclusively for rural women to expand existing businesses or pursue new livelihood opportunities like agriculture.
Aptus Value Housing Finance Home Loan: interest 14% to 16% p.a. · up to ₹25,00,000 · processing fee 2%. An inclusive housing finance option focusing on self-employed individuals and those with low CIBIL scores in semi-urban areas.
Arohan Saral Microfinance Loan (Arohan Financial Services): interest 20.99% to 24% p.a. · up to ₹75,000. A collateral-free joint-liability group microloan designed for women from low-income families residing in rural areas to support trading and services.
Asirvad Microfinance Loan (IGP) (Asirvad Micro Finance): interest 22.75% to 24% p.a.. A group-guaranteed microfinance loan for women running small income-generating programmes, issued by Manappuram's distinct MFI subsidiary.
AU Small Finance Bank Home Loan: interest 8% to 16% p.a. · up to ₹5,00,00,000 · processing fee 1.5%. A customer-centric home loan featuring doorstep services, versatile loan variants, and competitive rates starting at 8.00%.
AU Small Finance Bank Personal Loan: interest 15% to 36% p.a. · up to ₹10,00,000 · processing fee 4%. A flexible personal loan offering premium benefits and lower processing fees for existing AU Royale customers.
AU Small Finance Bank Unsecured Business Loan: interest 18% to 22% p.a. · processing fee 2%. Empowering small businesses and traders with flexible unsecured working capital finance.
Auxilo Education Loan (Auxilo Finserve): interest 10.5% to 16% p.a. · processing fee 1%. Comprehensive education loans with no upper limit and extensive door-to-door assistance.
Avanse Education Loan (Avanse Financial Services): interest 10% to 14.5% p.a. · up to ₹1,25,00,000 · processing fee 1%. Flexible education financing with 100% coverage and zero margin money for diverse global programs.
Axis Bank Business Loan: interest 10.75% to 21% p.a. · up to ₹75,00,000 · processing fee 2%. Collateral-free business loans tailored for MSMEs, doctors, and professionals with quick disbursal.
Axis Bank Car Loan: interest 8.9% to 11.7% p.a. · processing fee 2%. A flexible, fixed-rate car loan offering up to 100% on-road funding and no lock-in period for early repayment.
Axis Bank Home Loan: interest 8% to 11.9% p.a. · up to ₹5,00,00,000 · processing fee 1%. A versatile home loan choice that even funds small properties starting at 300 sq. ft., with special discounts for women.
Axis Bank Kisan Credit Card: interest 8.25% to 13% p.a. · up to ₹2,50,00,000. A robust KCC scheme from a private lender offering high-value limits and dedicated relationship managers for modern farmers.
Axis Bank Loan Against Property: interest 9.25% to 10% p.a. · up to ₹5,00,00,000 · processing fee 1%. Flexible long-term financing up to 20 years for both personal and business needs.
Axis Bank Personal Loan: interest 9.99% to 21.55% p.a. · up to ₹40,00,000 · processing fee 2%. A fast and flexible personal loan from a leading private bank with competitive relationship-based pricing.
Bajaj Finance Loan Against Property (Bajaj Finserv): interest 8% to 14% p.a. · up to ₹15,50,00,000 · processing fee 3.54%. High-value property loans with quick 72-hour disbursal for diverse financial needs.
Bajaj Finance Personal Loan (Bajaj Finserv): interest 10% to 30.5% p.a. · up to ₹55,00,000 · processing fee 4.13%. A highly flexible personal loan offering unique withdrawal features and interest-only EMI options.
Bajaj Finance Two-Wheeler Loan (Bajaj Finserv): interest 10% to 30.5% p.a. · processing fee 4.13%. Flexible two-wheeler financing with up to 100% on-road funding and accessible credit score requirements.
Bajaj Finserv Business Loan: interest 14% to 25% p.a. · up to ₹80,00,000 · processing fee 4.72%. A fast, collateral-free business loan with flexible withdrawal limits for established businesses.
Bajaj Finserv Consumer Durable Loan: interest 10% to 30.5% p.a. · up to ₹5,00,000 · processing fee ₹1,017. A leading point-of-sale financing option offering zero down payment and No Cost EMIs on a vast network of partner stores.
Bajaj Housing Finance Home Loan (Bajaj Finserv): interest from 7.25% p.a. · up to ₹15,00,00,000. A fast and highly flexible home loan offering ultra-long 32-year tenures and rapid 48-hour disbursals.
Bandhan Bank Home Loan: interest 7.4% to 12.2% p.a. · up to ₹10,00,00,000 · processing fee 1%. An inclusive home loan option that explicitly welcomes informal-income earners with limited standard documentation.
Bandhan Personal Loan (Bandhan Bank): interest 9.47% to 12.55% p.a. · up to ₹25,00,000 · processing fee 3%. A versatile personal loan accommodating both salaried and self-employed applicants, complete with convenient doorstep document collection.
Bank of Baroda Personal Loan: interest 10.15% to 18% p.a. · up to ₹20,00,000 · processing fee 2%. A reliable public sector personal loan with zero pre-closure charges and special rates for government employees.
Baroda Gyan Education Loan (Bank of Baroda): interest 9.25% to 10.9% p.a. · processing fee ₹0. A zero-processing-fee domestic education loan with flexible terms and female student concessions.
Baroda Home Loan (Bank of Baroda): interest 7.2% to 8.95% p.a. · up to ₹20,00,00,000 · processing fee 0.5%. A competitive home loan providing attractive LTV tiers and bundled concessions for eligible borrowers.
Baroda Kisan Credit Card (Bank of Baroda): interest from 7% p.a. · processing fee ₹0. A government-backed revolving credit line with fixed sub-₹3-lakh pricing for crop-cycle expenses, plus subsidized rates for prompt repayers.
BOI Star Personal Loan (Bank of India): interest 10.85% to 16.25% p.a. · up to ₹25,00,000 · processing fee 1%. A flexible personal loan offering interest rate concessions for women and special rates for government employees and doctors.
Can Fin Homes Individual Housing Loan: interest 8.95% to 11.45% p.a. · up to ₹10,00,00,000 · processing fee 0.5%. A robust HFC offering highly competitive rates and flexible schemes for plot purchase and construction.
Canara Bank Kisan Credit Card Scheme: interest from 7% p.a.. A flexible, revolving credit line tailored for farmers to meet short-term crop cultivation and post-harvest expenses.
Canara Budget Personal Loan (Canara Bank): interest 10.65% to 15.65% p.a. · up to ₹30,00,000 · processing fee 0.5%. A cost-effective personal loan specifically tailored for salaried employees of recognized corporations and government bodies.
Canara Housing Loan (Canara Bank): interest 7.15% to 10% p.a. · processing fee 0.5%. A widely accessible RLLR-linked home loan offering transparent risk-based pricing and special concessions for women and salaried account holders.
Cent Home Loan (Central Bank of India): interest 7.2% to 8.75% p.a. · up to ₹5,00,00,000 · processing fee 0.5%. A flexible home loan with RLLR-linked interest rates and structured FOIR caps based on annual income tiers.
Cent Personal Loan (Central Bank of India): interest 10.9% to 11.65% p.a. · up to ₹20,00,000 · processing fee 1%. A targeted personal loan for permanent employees of government and reputed corporate sectors, featuring fee waivers for defence personnel.
Chetana Microfinance Loan (Spandana Sphoorty Financial): interest 23% to 26% p.a. · processing fee 1%. A doorstep joint-liability-group microloan exclusively for women entrepreneurs to start or expand their ventures.
Cholamandalam New Car Loan: interest 14% to 18% p.a. · up to ₹20,00,000 · processing fee 2%. An accessible new car loan with up to 100% on-road funding, suitable even for borrowers without formal income proofs.
Truely Money is an independent sole proprietorship registered under Udyam (MSME), Udyam Registration No. UDYAM-MP-16-0077048. Questions, corrections or feedback: support@truelymoney.com.