Capital gains tax calculator: tax on investment profits

When you sell an investment for more than you paid, the profit is a capital gain and is taxed. Whether it is short-term or long-term depends on the type of asset and how long you held it, and each has its own tax rate. Enter the buying and selling details, and this calculator estimates the gain and the tax on it.

Rates, holding periods and exemptions are changed in the Union Budget from time to time, and they differ for equity, debt funds, property and other assets. Use the inputs for the financial year of the sale. The result is an estimate for planning, not a tax computation for filing.

Frequently asked questions

What is the difference between short-term and long-term gains?

The split depends on how long you held the asset. Long-term gains are usually taxed at a lower rate, but the holding period that counts as long-term differs by asset.

Can I offset losses against gains?

Yes, under conditions. Capital losses can generally be set off against capital gains and carried forward, subject to the rules for each type.

Does this include indexation or exemptions?

Check the inputs and notes in the tool. Where an exemption such as reinvestment relief applies, it may need to be claimed separately in your return.

Related: Old vs new tax regime · Lumpsum calculator

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