Compare insurance products in India

Insurance protects you and your family against a large, unexpected cost, whether that is a medical emergency, loss of income or damage to property. The right cover is the one that pays out reliably when you need it, not simply the cheapest premium.

When comparing, look at the sum insured, what is excluded, waiting periods, the insurer's claim settlement record, and any co-payment or sub-limits. This page lists insurance products so you can shortlist options and read each insurer's policy wording before you buy.

Insurance listed on Truely Money

  1. Ayushman Bharat PM-JAY (Ministry of Health): sum Assured: 5 Lakhs · tax Benefit: None · coverage Type: Family Floater. World's largest health insurance scheme providing health cover for secondary and tertiary care hospitalization.
  2. Bajaj Allianz Car Insurance (Bajaj Finserv): sum Assured: IDV (Insured Declared Value) · tax Benefit: None · coverage Type: Comprehensive. Comprehensive motor insurance protecting against accidental damages, theft, and third-party liabilities.
  3. Care Supreme (Care Health): sum Assured: 7 Lakhs to 1 Crore · tax Benefit: Section 80D · coverage Type: Family Floater / Individual. An exhaustive health insurance plan offering cumulative bonus super and unlimited automatic recharge.
  4. Family Health Optima (Star Health): sum Assured: 3 Lakhs to 25 Lakhs · tax Benefit: Section 80D · coverage Type: Family Floater. Super saver policy providing wider benefits at an affordable premium for the entire family.
  5. HDFC Life Click 2 Protect Super (HDFC Bank): sum Assured: Min 50 Lakhs · tax Benefit: Section 80C & 10(10D) · coverage Type: Individual. A comprehensive term insurance plan with customizable coverage options and riders.
  6. ICICI Pru iProtect Smart (ICICI Bank): sum Assured: Min 50 Lakhs · tax Benefit: Section 80C & 80D · coverage Type: Individual. A flexible term insurance plan offering life cover with critical illness benefits.
  7. LIC New Jeevan Anand: sum Assured: Min 1 Lakh · tax Benefit: Section 80C & 10(10D) · coverage Type: Individual. A participating non-linked plan which offers an attractive combination of protection and savings.
  8. LIC Tech Term: sum Assured: 50 Lakhs to No Limit · tax Benefit: Section 80C & 10(10D) · coverage Type: Individual. A pure protection online term assurance policy that provides financial protection to the insured's family.
  9. Max Life Smart Secure Plus: sum Assured: Min 50 Lakhs · tax Benefit: Section 80C & 10(10D) · coverage Type: Individual. A term plan that offers comprehensive protection with return of premium option.
  10. National Overseas Mediclaim (National Insurance): sum Assured: Up to $500,000 · tax Benefit: None · coverage Type: International Travel. Travel insurance for individuals traveling abroad for business, holiday, or studies.
  11. New India Griha Suvidha (New India Assurance): sum Assured: Based on Asset Value · tax Benefit: None · coverage Type: Property & Contents. Home insurance policy covering building and contents against fire, allied perils, and burglary.
  12. Niva Bupa ReAssure 2.0: sum Assured: 5 Lakhs to 1 Crore · tax Benefit: Section 80D · coverage Type: Family Floater / Individual. A comprehensive health insurance plan with an unlinked restore benefit that triggers from the first claim.
  13. PMFBY - Oriental Insurance: sum Assured: Scale of Finance per Hectare · tax Benefit: None · coverage Type: Agricultural Crops. Pradhan Mantri Fasal Bima Yojana implemented by Oriental to protect farmers from crop loss.
  14. Pradhan Mantri Jeevan Jyoti Bima Yojana (Ministry of Finance): sum Assured: 2 Lakhs · tax Benefit: Section 80C · coverage Type: Individual. A one-year life insurance scheme renewable from year to year offering coverage for death due to any reason.
  15. Pradhan Mantri Suraksha Bima Yojana (Ministry of Finance): sum Assured: Up to 2 Lakhs · tax Benefit: None · coverage Type: Individual. An accidental death and disability insurance scheme offering a very affordable one-year cover.
  16. State Bank of India Life eWealth Insurance (SBI Life): sum Assured: Based on Premium · tax Benefit: Section 80C & 10(10D) · coverage Type: Individual. A non-participating unit linked life insurance plan balancing life cover and market-linked returns.
  17. United India Two Wheeler Insurance: sum Assured: IDV (Insured Declared Value) · tax Benefit: None · coverage Type: Comprehensive. Covers two-wheelers against physical damage, theft, and third-party liability.

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Credit cards · Loans · Fixed deposits · Recurring deposits · Savings accounts · Current accounts · Government schemes · Insurance

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Best card for beginners · Highest paying FDs · Loan for low CIBIL · Best zero-balance account · Best lifetime-free card · Best FD for seniors · Best card for students · Best card to build CIBIL — secured · Best for online shopping · Best travel card · Best cashback card · Best fuel card · Best 80C tax-saver FD

Guides · How we rank · About · FAQ · Contact · Editorial policy · Disclaimer · Privacy · Terms

Truely Money is an independent sole proprietorship registered under Udyam (MSME), Udyam Registration No. UDYAM-MP-16-0077048. Questions, corrections or feedback: support@truelymoney.com.

Compare insurance products in India

Insurance protects you and your family against a large, unexpected cost, whether that is a medical emergency, loss of income or damage to property. The right cover is the one that pays out reliably when you need it, not simply the cheapest premium.

When comparing, look at the sum insured, what is excluded, waiting periods, the insurer's claim settlement record, and any co-payment or sub-limits. This page lists insurance products so you can shortlist options and read each insurer's policy wording before you buy.

Insurance listed on Truely Money

  1. Ayushman Bharat PM-JAY (Ministry of Health): sum Assured: 5 Lakhs · tax Benefit: None · coverage Type: Family Floater. World's largest health insurance scheme providing health cover for secondary and tertiary care hospitalization.
  2. Bajaj Allianz Car Insurance (Bajaj Finserv): sum Assured: IDV (Insured Declared Value) · tax Benefit: None · coverage Type: Comprehensive. Comprehensive motor insurance protecting against accidental damages, theft, and third-party liabilities.
  3. Care Supreme (Care Health): sum Assured: 7 Lakhs to 1 Crore · tax Benefit: Section 80D · coverage Type: Family Floater / Individual. An exhaustive health insurance plan offering cumulative bonus super and unlimited automatic recharge.
  4. Family Health Optima (Star Health): sum Assured: 3 Lakhs to 25 Lakhs · tax Benefit: Section 80D · coverage Type: Family Floater. Super saver policy providing wider benefits at an affordable premium for the entire family.
  5. HDFC Life Click 2 Protect Super (HDFC Bank): sum Assured: Min 50 Lakhs · tax Benefit: Section 80C & 10(10D) · coverage Type: Individual. A comprehensive term insurance plan with customizable coverage options and riders.
  6. ICICI Pru iProtect Smart (ICICI Bank): sum Assured: Min 50 Lakhs · tax Benefit: Section 80C & 80D · coverage Type: Individual. A flexible term insurance plan offering life cover with critical illness benefits.
  7. LIC New Jeevan Anand: sum Assured: Min 1 Lakh · tax Benefit: Section 80C & 10(10D) · coverage Type: Individual. A participating non-linked plan which offers an attractive combination of protection and savings.
  8. LIC Tech Term: sum Assured: 50 Lakhs to No Limit · tax Benefit: Section 80C & 10(10D) · coverage Type: Individual. A pure protection online term assurance policy that provides financial protection to the insured's family.
  9. Max Life Smart Secure Plus: sum Assured: Min 50 Lakhs · tax Benefit: Section 80C & 10(10D) · coverage Type: Individual. A term plan that offers comprehensive protection with return of premium option.
  10. National Overseas Mediclaim (National Insurance): sum Assured: Up to $500,000 · tax Benefit: None · coverage Type: International Travel. Travel insurance for individuals traveling abroad for business, holiday, or studies.
  11. New India Griha Suvidha (New India Assurance): sum Assured: Based on Asset Value · tax Benefit: None · coverage Type: Property & Contents. Home insurance policy covering building and contents against fire, allied perils, and burglary.
  12. Niva Bupa ReAssure 2.0: sum Assured: 5 Lakhs to 1 Crore · tax Benefit: Section 80D · coverage Type: Family Floater / Individual. A comprehensive health insurance plan with an unlinked restore benefit that triggers from the first claim.
  13. PMFBY - Oriental Insurance: sum Assured: Scale of Finance per Hectare · tax Benefit: None · coverage Type: Agricultural Crops. Pradhan Mantri Fasal Bima Yojana implemented by Oriental to protect farmers from crop loss.
  14. Pradhan Mantri Jeevan Jyoti Bima Yojana (Ministry of Finance): sum Assured: 2 Lakhs · tax Benefit: Section 80C · coverage Type: Individual. A one-year life insurance scheme renewable from year to year offering coverage for death due to any reason.
  15. Pradhan Mantri Suraksha Bima Yojana (Ministry of Finance): sum Assured: Up to 2 Lakhs · tax Benefit: None · coverage Type: Individual. An accidental death and disability insurance scheme offering a very affordable one-year cover.
  16. State Bank of India Life eWealth Insurance (SBI Life): sum Assured: Based on Premium · tax Benefit: Section 80C & 10(10D) · coverage Type: Individual. A non-participating unit linked life insurance plan balancing life cover and market-linked returns.
  17. United India Two Wheeler Insurance: sum Assured: IDV (Insured Declared Value) · tax Benefit: None · coverage Type: Comprehensive. Covers two-wheelers against physical damage, theft, and third-party liability.

Explore Truely Money

Compare by category

Credit cards · Loans · Fixed deposits · Recurring deposits · Savings accounts · Current accounts · Government schemes · Insurance

Ranked lists

Best card for beginners · Highest paying FDs · Loan for low CIBIL · Best zero-balance account · Best lifetime-free card · Best FD for seniors · Best card for students · Best card to build CIBIL — secured · Best for online shopping · Best travel card · Best cashback card · Best fuel card · Best 80C tax-saver FD

Guides · How we rank · About · FAQ · Contact · Editorial policy · Disclaimer · Privacy · Terms

Truely Money is an independent sole proprietorship registered under Udyam (MSME), Udyam Registration No. UDYAM-MP-16-0077048. Questions, corrections or feedback: support@truelymoney.com.

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All guides · What is a CIBIL score · How to choose a credit card · FD interest and TDS · Home loan basics