India's honest financial guide
Our Mission
Truely Money is built to help everyday Indians make informed, self-guided financial decisions without needing a pushy relationship manager or a biased financial advisor. We believe in providing pure, unmanipulated comparisons so you can build wealth and save money honestly.
No bank can pay for placement. Rankings are mathematical and neutral.
No forced phone numbers, no spam sales calls, and no KYC lock-ins.
Compounding, interest slabs, and hidden fee penalties calculated upfront.
Important Declarations
Truely Money operates strictly as an independent information and comparison platform. We are NOT a bank, NOT an NBFC, NOT a loan broker, and maintain no commercial affiliation with any financial institution. We do not process loans, open bank accounts, or solicit financial investments.
No Lending / Brokerage
We never handle loan files or earn referral commissions.
No Deposit Custody
We never handle, receive, or store your funds.
No Commercial Bias
Rankings reflect client math, not corporate contracts.
What We Compare
Savings Accounts
Interest tiers, MAB requirements, debit card charges, and digital perks across 40+ banks.
Fixed Deposits
Senior citizen rate premiums, cumulative compounding, payout schedules, and DICGC limits.
Loans & Mortgages
Home, car, personal, and loan-against-FD interest brackets with unbiased EMI math.
Credit Cards
Real reward rates, milestone fee waivers, airport lounge access, and cashback ceilings.
Current Accounts
Zero-balance thresholds, free cash deposit quotas, POS integration, and business overdrafts.
Government Schemes
Sovereign-backed wealth builders: PPF, Sukanya Samriddhi (SSY), NPS, SCSS, and national programs.
Insurance & Protection
Term life solvency, health insurance waiting periods, room-rent sub-limits, and settlement ratios.
Data Integrity & Stack
Data Sourcing
Curated directly from primary bank circulars, regulatory portals, and RBI schedule updates.
Local-First Privacy
Your calculations and saved items reside on your device via LocalStorage unless you opt to sync.
Engineering Stack
Next.js 15, TypeScript, Tailwind CSS, and Framer Motion for responsive sub-frame interaction.
Legal Disclaimer
All financial details, calculations, rates, and information provided inside this app are for general reference and educational purposes only. They do not constitute financial, investment, or legal advice. Always verify interest rates, processing fees, and full terms on the respective financial institution's official site before completing any application.
For personalized portfolio decisions or tax planning, we encourage consulting a SEBI-registered Investment Advisor (RIA) or qualified tax advisor.
Founder & Editorial Desk
Rakshit Dohare
Founder & Lead Researcher · Commerce (B.Com) Scholar · Web Engineer (3+ yrs)
Truely Money was founded by Rakshit Dohare out of frustration with opaque, commission-driven financial comparison websites. Studying Commerce (B.Com) and engineering web software for over 3 years, Rakshit combines banking principles and rigorous mathematical modeling to provide pure, non-sponsored financial comparisons.
Every guide, calculator formula, and ranking metric is compiled directly from primary bank circulars, RBI Master Directions, and statutory disclosures. No bank or issuer can buy a place on our leaderboards.
© 2026 Truely Money. All rights reserved.
MSME Udyam Registration No. UDYAM-MP-16-0077048
Data Fiduciary under the Digital Personal Data Protection Act, 2023 (DPDP Act)