A fixed deposit (FD) lets you lock in a set interest rate for a chosen period, from a few months to several years. It is one of the most common ways for Indian savers to earn a predictable return without market risk, and rates can vary noticeably between banks and small finance banks for the same tenure.
Compare the rate for the tenure you actually need, and check whether senior citizens get a higher rate, whether premature withdrawal carries a penalty, and whether interest is paid out periodically or compounded and paid at maturity. Deposits in scheduled banks are insured by DICGC up to the applicable limit per depositor per bank.
Rates on this page are collected from bank publications and updated regularly. Confirm the final rate with the bank before you invest.
Fixed Deposits listed on Truely Money
AU Small Finance Bank Fixed Deposit: D I C G C Insured: Yes · Maximum Tenure: 10 Years · Minimum Tenure: 7 Days. AU Small Finance Bank offers competitive fixed deposit interest rates with high yields up to 7.40% for regular customers and 7.90% for senior citizens.
Axis Bank Fixed Deposit: D I C G C Insured: Yes · Maximum Tenure: 10 Years · Minimum Tenure: 7 Days. Axis Bank offers competitive interest rates on fixed deposits with easy online opening and flexible tenure options.
Bandhan Bank Fixed Deposit: D I C G C Insured: Yes · Maximum Tenure: 10 Years · Minimum Tenure: 7 Days. Bandhan Bank offers competitive interest rates on fixed deposits with easy online opening and flexible tenure options.
Bank of Baroda Fixed Deposit: D I C G C Insured: Yes · Maximum Tenure: 10 Years · Minimum Tenure: 7 Days. Bank of Baroda offers secure fixed deposits with attractive interest rates for various tenures including special high-yield schemes like BoB Square Drive and Bo
Bank of India Fixed Deposit: D I C G C Insured: Yes · Maximum Tenure: 10 Years · Minimum Tenure: 7 Days. Bank of India offers secure fixed deposits with attractive interest rates across multiple tenures including special high-yield schemes like the 999 Days Green D
Bank of Maharashtra Fixed Deposit: D I C G C Insured: Yes · Maximum Tenure: 10 Years · Minimum Tenure: 7 Days. Bank of Maharashtra offers secure fixed deposits with attractive interest rates across multiple tenures including special high-yield schemes like the 400 Days a
Canara Bank Fixed Deposit: D I C G C Insured: Yes · Maximum Tenure: 10 Years · Minimum Tenure: 7 Days. Canara Bank offers secure fixed deposits with competitive interest rates for various tenures including the special 444 Days scheme.
Capital Small Finance Bank Fixed Deposit: D I C G C Insured: Yes · Maximum Tenure: 10 Years · Minimum Tenure: 15 Days. Capital Small Finance Bank offers attractive fixed deposit interest rates with high yields and special tenure options for short-term and medium-term requirement
Central Bank of India Fixed Deposit: D I C G C Insured: Yes · Maximum Tenure: 10 Years · Minimum Tenure: 7 Days. Central Bank of India offers attractive fixed deposit schemes with flexible tenures and special schemes like Cent Garima 777 Days and Cent Green 1111 Days.
City Union Bank Fixed Deposit: D I C G C Insured: Yes · Maximum Tenure: 10 Years · Minimum Tenure: 7 Days. City Union Bank offers competitive fixed deposit schemes with flexible tenure options and attractive interest rates for both regular and senior citizens.
CSB Bank Fixed Deposit: D I C G C Insured: Yes · Maximum Tenure: 10 Years · Minimum Tenure: 7 Days. CSB Bank offers competitive interest rates on fixed deposits for various tenures starting from 7 days to 10 years with special higher rates for specific duratio
DCB Bank Fixed Deposit: D I C G C Insured: Yes · Maximum Tenure: 10 Years · Minimum Tenure: 7 Days. DCB Bank offers attractive fixed deposit interest rates for general and senior citizens with a variety of flexible tenure options.
Dhanlaxmi Bank Fixed Deposit: D I C G C Insured: Yes · Maximum Tenure: 10 Years · Minimum Tenure: 7 Days. Dhanlaxmi Bank offers attractive fixed deposit interest rates across various tenures along with special higher returns on specific durations.
Equitas Small Finance Bank Fixed Deposit (Equitas Bank): D I C G C Insured: Yes · Maximum Tenure: 10 Years · Minimum Tenure: 7 Days. Equitas Small Finance Bank offers rewarding fixed deposit interest rates with high yields up to 8.00% for regular customers and 8.50% for senior citizens, along
ESAF Small Finance Bank Fixed Deposit: D I C G C Insured: Yes · Maximum Tenure: 10 Years · Minimum Tenure: 7 Days. ESAF Small Finance Bank offers highly rewarding fixed deposit schemes with excellent yields on 501 days and 2-to-3-year tenures.
Federal Bank Fixed Deposit: D I C G C Insured: Yes · Maximum Tenure: 10 Years · Minimum Tenure: 7 Days. Federal Bank offers secure fixed deposits with attractive interest rates across flexible tenures for short-term and long-term goals.
HDFC Fixed Deposit (HDFC Bank): D I C G C Insured: Yes · Maximum Tenure: 10 Years · Minimum Tenure: 7 Days. HDFC Bank offers secure fixed deposits with guaranteed returns and flexible tenures.
ICICI Bank Fixed Deposit: D I C G C Insured: Yes · Maximum Tenure: 10 Years · Minimum Tenure: 7 Days. ICICI Bank offers secure fixed deposits with guaranteed returns and flexible tenures.
IDBI Bank Fixed Deposit: D I C G C Insured: Yes · Maximum Tenure: 20 Years · Minimum Tenure: 7 Days. IDBI Bank provides attractive fixed deposit options with various tenures to suit diverse financial needs along with special Utsav FD schemes.
IDFC FIRST Bank Fixed Deposit: D I C G C Insured: Yes · Maximum Tenure: 10 Years · Minimum Tenure: 7 Days. IDFC FIRST Bank offers attractive fixed deposit interest rates with flexible tenure options and no penalty on premature withdrawals for senior citizens.
Indian Bank Fixed Deposit: D I C G C Insured: Yes · Maximum Tenure: 10 Years · Minimum Tenure: 7 Days. Indian Bank offers secure and highly competitive fixed deposit schemes including special high-yield tenures like Ind Super 400 Days and Ind Supreme 300 Days.
Indian Overseas Bank Fixed Deposit: D I C G C Insured: Yes · Maximum Tenure: 10 Years · Minimum Tenure: 7 Days. Indian Overseas Bank offers secure fixed deposits with attractive interest rates for various tenures including the special high-yield 444 Days scheme.
IndusInd Bank Fixed Deposit: D I C G C Insured: Yes · Maximum Tenure: 10 Years · Minimum Tenure: 7 Days. IndusInd Bank offers competitive fixed deposit interest rates with flexible tenure options and special higher rates for senior citizens.
Jammu & Kashmir Bank Fixed Deposit: D I C G C Insured: Yes · Maximum Tenure: 10 Years · Minimum Tenure: 7 Days. Jammu & Kashmir Bank offers attractive fixed deposit interest rates with flexible tenure options and loan facilities against deposits.
Jana Small Finance Bank Fixed Deposit: D I C G C Insured: Yes · Maximum Tenure: 10 Years · Minimum Tenure: 7 Days. Jana Small Finance Bank offers highly competitive fixed deposit rates with exceptional returns for both short and long tenures including top yields of 8.00% for
Karnataka Bank Fixed Deposit: D I C G C Insured: Yes · Maximum Tenure: 10 Years · Minimum Tenure: 7 Days. Karnataka Bank offers attractive fixed deposit interest rates with flexible tenure options and loan facilities against deposits.
Karur Vysya Bank Fixed Deposit: D I C G C Insured: Yes · Maximum Tenure: 10 Years · Minimum Tenure: 7 Days. Karur Vysya Bank offers secure fixed deposits with attractive interest rates for regular and senior citizens along with special high-yield schemes like Samriddh
Kotak Mahindra Bank Fixed Deposit: D I C G C Insured: Yes · Maximum Tenure: 10 Years · Minimum Tenure: 7 Days. Kotak Mahindra Bank offers rewarding fixed deposits with attractive interest rates and multiple payout options for short and long-term financial goals.
Nainital Bank Fixed Deposit: D I C G C Insured: Yes · Maximum Tenure: 10 Years · Minimum Tenure: 7 Days. Nainital Bank offers fixed deposit schemes with flexible tenures and attractive interest rates including the special Naini Samriddhi 444 days scheme and additio
North East Small Finance Bank Fixed Deposit (Slice Small Finance Bank): D I C G C Insured: Yes · Maximum Tenure: 10 Years · Minimum Tenure: 7 Days. North East Small Finance Bank offers premium interest rates on fixed deposits to promote savings in the northeastern region with a special focus on high-yield s
Punjab and Sind Bank Fixed Deposit: D I C G C Insured: Yes · Maximum Tenure: 10 Years · Minimum Tenure: 7 Days. Punjab and Sind Bank offers secure fixed deposits with attractive interest rates across multiple tenures including special high-yield schemes like 375 Days and
Punjab National Bank Fixed Deposit: D I C G C Insured: Yes · Maximum Tenure: 10 Years · Minimum Tenure: 7 Days. Punjab National Bank offers secure fixed deposits with attractive interest rates across multiple tenures including special high-yield schemes like 400 Days.
RBL Bank Fixed Deposit: D I C G C Insured: Yes · Maximum Tenure: 10 Years · Minimum Tenure: 7 Days. RBL Bank offers attractive fixed deposit options including special higher rates for senior and super senior citizens with flexible tenures.
Shivalik Small Finance Bank Fixed Deposit: D I C G C Insured: Yes · Maximum Tenure: 10 Years · Minimum Tenure: 7 Days. Shivalik Small Finance Bank offers highly competitive fixed deposit rates with exceptional returns for mid-term tenures, including top yields of 8.30% for gener
South Indian Bank Fixed Deposit: D I C G C Insured: Yes · Maximum Tenure: 10 Years · Minimum Tenure: 7 Days. South Indian Bank offers highly secure fixed deposits with premium interest rates on specific tenures and flexible options for diverse financial requirements.
State Bank of India Fixed Deposit: D I C G C Insured: Yes · Maximum Tenure: 10 Years · Minimum Tenure: 7 Days. State Bank of India offers secure fixed deposit options with competitive interest rates and flexible tenures.
Suryoday Small Finance Bank Fixed Deposit: D I C G C Insured: Yes · Maximum Tenure: 10 Years · Minimum Tenure: 7 Days. Suryoday Small Finance Bank offers highly competitive fixed deposit schemes with excellent returns for both short and long tenures, including top yields up to 8
Tamilnad Mercantile Bank Fixed Deposit: D I C G C Insured: Yes · Maximum Tenure: 10 Years · Minimum Tenure: 7 Days. Tamilnad Mercantile Bank offers highly competitive fixed deposit schemes with special high-yield tenures like TMB 456 and TMB 567 days for maximum returns.
UCO Bank Fixed Deposit: D I C G C Insured: Yes · Maximum Tenure: 10 Years · Minimum Tenure: 7 Days. UCO Bank offers secure fixed deposits with attractive interest rates across multiple tenures including special high-yield schemes like UCO 333, UCO 444, and UCO
Ujjivan Small Finance Bank Fixed Deposit: D I C G C Insured: Yes · Maximum Tenure: 10 Years · Minimum Tenure: 7 Days. Ujjivan Small Finance Bank offers highly attractive fixed deposit schemes with excellent returns for various tenures, maximizing wealth creation for regular and
Truely Money is an independent sole proprietorship registered under Udyam (MSME), Udyam Registration No. UDYAM-MP-16-0077048. Questions, corrections or feedback: support@truelymoney.com.
Compare fixed deposit interest rates in India
A fixed deposit (FD) lets you lock in a set interest rate for a chosen period, from a few months to several years. It is one of the most common ways for Indian savers to earn a predictable return without market risk, and rates can vary noticeably between banks and small finance banks for the same tenure.
Compare the rate for the tenure you actually need, and check whether senior citizens get a higher rate, whether premature withdrawal carries a penalty, and whether interest is paid out periodically or compounded and paid at maturity. Deposits in scheduled banks are insured by DICGC up to the applicable limit per depositor per bank.
Rates on this page are collected from bank publications and updated regularly. Confirm the final rate with the bank before you invest.
Fixed Deposits listed on Truely Money
AU Small Finance Bank Fixed Deposit: D I C G C Insured: Yes · Maximum Tenure: 10 Years · Minimum Tenure: 7 Days. AU Small Finance Bank offers competitive fixed deposit interest rates with high yields up to 7.40% for regular customers and 7.90% for senior citizens.
Axis Bank Fixed Deposit: D I C G C Insured: Yes · Maximum Tenure: 10 Years · Minimum Tenure: 7 Days. Axis Bank offers competitive interest rates on fixed deposits with easy online opening and flexible tenure options.
Bandhan Bank Fixed Deposit: D I C G C Insured: Yes · Maximum Tenure: 10 Years · Minimum Tenure: 7 Days. Bandhan Bank offers competitive interest rates on fixed deposits with easy online opening and flexible tenure options.
Bank of Baroda Fixed Deposit: D I C G C Insured: Yes · Maximum Tenure: 10 Years · Minimum Tenure: 7 Days. Bank of Baroda offers secure fixed deposits with attractive interest rates for various tenures including special high-yield schemes like BoB Square Drive and Bo
Bank of India Fixed Deposit: D I C G C Insured: Yes · Maximum Tenure: 10 Years · Minimum Tenure: 7 Days. Bank of India offers secure fixed deposits with attractive interest rates across multiple tenures including special high-yield schemes like the 999 Days Green D
Bank of Maharashtra Fixed Deposit: D I C G C Insured: Yes · Maximum Tenure: 10 Years · Minimum Tenure: 7 Days. Bank of Maharashtra offers secure fixed deposits with attractive interest rates across multiple tenures including special high-yield schemes like the 400 Days a
Canara Bank Fixed Deposit: D I C G C Insured: Yes · Maximum Tenure: 10 Years · Minimum Tenure: 7 Days. Canara Bank offers secure fixed deposits with competitive interest rates for various tenures including the special 444 Days scheme.
Capital Small Finance Bank Fixed Deposit: D I C G C Insured: Yes · Maximum Tenure: 10 Years · Minimum Tenure: 15 Days. Capital Small Finance Bank offers attractive fixed deposit interest rates with high yields and special tenure options for short-term and medium-term requirement
Central Bank of India Fixed Deposit: D I C G C Insured: Yes · Maximum Tenure: 10 Years · Minimum Tenure: 7 Days. Central Bank of India offers attractive fixed deposit schemes with flexible tenures and special schemes like Cent Garima 777 Days and Cent Green 1111 Days.
City Union Bank Fixed Deposit: D I C G C Insured: Yes · Maximum Tenure: 10 Years · Minimum Tenure: 7 Days. City Union Bank offers competitive fixed deposit schemes with flexible tenure options and attractive interest rates for both regular and senior citizens.
CSB Bank Fixed Deposit: D I C G C Insured: Yes · Maximum Tenure: 10 Years · Minimum Tenure: 7 Days. CSB Bank offers competitive interest rates on fixed deposits for various tenures starting from 7 days to 10 years with special higher rates for specific duratio
DCB Bank Fixed Deposit: D I C G C Insured: Yes · Maximum Tenure: 10 Years · Minimum Tenure: 7 Days. DCB Bank offers attractive fixed deposit interest rates for general and senior citizens with a variety of flexible tenure options.
Dhanlaxmi Bank Fixed Deposit: D I C G C Insured: Yes · Maximum Tenure: 10 Years · Minimum Tenure: 7 Days. Dhanlaxmi Bank offers attractive fixed deposit interest rates across various tenures along with special higher returns on specific durations.
Equitas Small Finance Bank Fixed Deposit (Equitas Bank): D I C G C Insured: Yes · Maximum Tenure: 10 Years · Minimum Tenure: 7 Days. Equitas Small Finance Bank offers rewarding fixed deposit interest rates with high yields up to 8.00% for regular customers and 8.50% for senior citizens, along
ESAF Small Finance Bank Fixed Deposit: D I C G C Insured: Yes · Maximum Tenure: 10 Years · Minimum Tenure: 7 Days. ESAF Small Finance Bank offers highly rewarding fixed deposit schemes with excellent yields on 501 days and 2-to-3-year tenures.
Federal Bank Fixed Deposit: D I C G C Insured: Yes · Maximum Tenure: 10 Years · Minimum Tenure: 7 Days. Federal Bank offers secure fixed deposits with attractive interest rates across flexible tenures for short-term and long-term goals.
HDFC Fixed Deposit (HDFC Bank): D I C G C Insured: Yes · Maximum Tenure: 10 Years · Minimum Tenure: 7 Days. HDFC Bank offers secure fixed deposits with guaranteed returns and flexible tenures.
ICICI Bank Fixed Deposit: D I C G C Insured: Yes · Maximum Tenure: 10 Years · Minimum Tenure: 7 Days. ICICI Bank offers secure fixed deposits with guaranteed returns and flexible tenures.
IDBI Bank Fixed Deposit: D I C G C Insured: Yes · Maximum Tenure: 20 Years · Minimum Tenure: 7 Days. IDBI Bank provides attractive fixed deposit options with various tenures to suit diverse financial needs along with special Utsav FD schemes.
IDFC FIRST Bank Fixed Deposit: D I C G C Insured: Yes · Maximum Tenure: 10 Years · Minimum Tenure: 7 Days. IDFC FIRST Bank offers attractive fixed deposit interest rates with flexible tenure options and no penalty on premature withdrawals for senior citizens.
Indian Bank Fixed Deposit: D I C G C Insured: Yes · Maximum Tenure: 10 Years · Minimum Tenure: 7 Days. Indian Bank offers secure and highly competitive fixed deposit schemes including special high-yield tenures like Ind Super 400 Days and Ind Supreme 300 Days.
Indian Overseas Bank Fixed Deposit: D I C G C Insured: Yes · Maximum Tenure: 10 Years · Minimum Tenure: 7 Days. Indian Overseas Bank offers secure fixed deposits with attractive interest rates for various tenures including the special high-yield 444 Days scheme.
IndusInd Bank Fixed Deposit: D I C G C Insured: Yes · Maximum Tenure: 10 Years · Minimum Tenure: 7 Days. IndusInd Bank offers competitive fixed deposit interest rates with flexible tenure options and special higher rates for senior citizens.
Jammu & Kashmir Bank Fixed Deposit: D I C G C Insured: Yes · Maximum Tenure: 10 Years · Minimum Tenure: 7 Days. Jammu & Kashmir Bank offers attractive fixed deposit interest rates with flexible tenure options and loan facilities against deposits.
Jana Small Finance Bank Fixed Deposit: D I C G C Insured: Yes · Maximum Tenure: 10 Years · Minimum Tenure: 7 Days. Jana Small Finance Bank offers highly competitive fixed deposit rates with exceptional returns for both short and long tenures including top yields of 8.00% for
Karnataka Bank Fixed Deposit: D I C G C Insured: Yes · Maximum Tenure: 10 Years · Minimum Tenure: 7 Days. Karnataka Bank offers attractive fixed deposit interest rates with flexible tenure options and loan facilities against deposits.
Karur Vysya Bank Fixed Deposit: D I C G C Insured: Yes · Maximum Tenure: 10 Years · Minimum Tenure: 7 Days. Karur Vysya Bank offers secure fixed deposits with attractive interest rates for regular and senior citizens along with special high-yield schemes like Samriddh
Kotak Mahindra Bank Fixed Deposit: D I C G C Insured: Yes · Maximum Tenure: 10 Years · Minimum Tenure: 7 Days. Kotak Mahindra Bank offers rewarding fixed deposits with attractive interest rates and multiple payout options for short and long-term financial goals.
Nainital Bank Fixed Deposit: D I C G C Insured: Yes · Maximum Tenure: 10 Years · Minimum Tenure: 7 Days. Nainital Bank offers fixed deposit schemes with flexible tenures and attractive interest rates including the special Naini Samriddhi 444 days scheme and additio
North East Small Finance Bank Fixed Deposit (Slice Small Finance Bank): D I C G C Insured: Yes · Maximum Tenure: 10 Years · Minimum Tenure: 7 Days. North East Small Finance Bank offers premium interest rates on fixed deposits to promote savings in the northeastern region with a special focus on high-yield s
Punjab and Sind Bank Fixed Deposit: D I C G C Insured: Yes · Maximum Tenure: 10 Years · Minimum Tenure: 7 Days. Punjab and Sind Bank offers secure fixed deposits with attractive interest rates across multiple tenures including special high-yield schemes like 375 Days and
Punjab National Bank Fixed Deposit: D I C G C Insured: Yes · Maximum Tenure: 10 Years · Minimum Tenure: 7 Days. Punjab National Bank offers secure fixed deposits with attractive interest rates across multiple tenures including special high-yield schemes like 400 Days.
RBL Bank Fixed Deposit: D I C G C Insured: Yes · Maximum Tenure: 10 Years · Minimum Tenure: 7 Days. RBL Bank offers attractive fixed deposit options including special higher rates for senior and super senior citizens with flexible tenures.
Shivalik Small Finance Bank Fixed Deposit: D I C G C Insured: Yes · Maximum Tenure: 10 Years · Minimum Tenure: 7 Days. Shivalik Small Finance Bank offers highly competitive fixed deposit rates with exceptional returns for mid-term tenures, including top yields of 8.30% for gener
South Indian Bank Fixed Deposit: D I C G C Insured: Yes · Maximum Tenure: 10 Years · Minimum Tenure: 7 Days. South Indian Bank offers highly secure fixed deposits with premium interest rates on specific tenures and flexible options for diverse financial requirements.
State Bank of India Fixed Deposit: D I C G C Insured: Yes · Maximum Tenure: 10 Years · Minimum Tenure: 7 Days. State Bank of India offers secure fixed deposit options with competitive interest rates and flexible tenures.
Suryoday Small Finance Bank Fixed Deposit: D I C G C Insured: Yes · Maximum Tenure: 10 Years · Minimum Tenure: 7 Days. Suryoday Small Finance Bank offers highly competitive fixed deposit schemes with excellent returns for both short and long tenures, including top yields up to 8
Tamilnad Mercantile Bank Fixed Deposit: D I C G C Insured: Yes · Maximum Tenure: 10 Years · Minimum Tenure: 7 Days. Tamilnad Mercantile Bank offers highly competitive fixed deposit schemes with special high-yield tenures like TMB 456 and TMB 567 days for maximum returns.
UCO Bank Fixed Deposit: D I C G C Insured: Yes · Maximum Tenure: 10 Years · Minimum Tenure: 7 Days. UCO Bank offers secure fixed deposits with attractive interest rates across multiple tenures including special high-yield schemes like UCO 333, UCO 444, and UCO
Ujjivan Small Finance Bank Fixed Deposit: D I C G C Insured: Yes · Maximum Tenure: 10 Years · Minimum Tenure: 7 Days. Ujjivan Small Finance Bank offers highly attractive fixed deposit schemes with excellent returns for various tenures, maximizing wealth creation for regular and
Truely Money is an independent sole proprietorship registered under Udyam (MSME), Udyam Registration No. UDYAM-MP-16-0077048. Questions, corrections or feedback: support@truelymoney.com.