Every FD available to depositors aged 60 and above, ranked by their best senior rate.
The Top 10
Methodology
What "senior rate" and DICGC actually mean
Depositors aged 60 and above earn a fixed bonus over the general public rate on the same fixed deposit, applied automatically at booking.
DICGC insures deposits up to ₹5 lakh per depositor, per bank — this covers scheduled banks and small finance banks, but not NBFC deposits, which carry a credit rating instead of deposit insurance.
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