Savings accounts with no minimum balance requirement at all, no strings attached — picked for genuine usefulness, not just the highest rate.
The Top 10
Which 'zero balance' is really zero
Plenty of "zero balance" accounts are only free of a minimum balance under a condition — a corporate salary credit, student status, a linked parent account. This list only counts accounts that are unconditionally zero balance for any general applicant.
A pure rate-sort over this data skews heavily toward BSBDA (Basic Savings Bank Deposit Accounts) — an RBI-mandated account type every bank must offer, capped at 4 free withdrawals a month with no chequebook. This list instead favors full-featured, genuinely useful accounts, kept diverse across bank types rather than just re-sorted by rate.
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