Personal loans ranked by real approval odds for a fair-CIBIL applicant — not just headline rate — using the same engine behind Find My Loan.
The Top 10
Ranked by approval odds, not by rate
A low rate you can't actually get approved for is worse than useless — it costs you a hard credit inquiry for nothing. This list is scored for a representative applicant with a fair CIBIL band (640–699), ranking by real approval probability first and rate second, and drops any lender scored "unlikely" entirely.
A "+" after a rate means that lender only discloses a floor rate with no published ceiling — your actual rate could land higher depending on your specific profile.
Browse and compare without signing in — no account needed. If you sign in, we store your email, favourites, and preferences to sync across devices.