Every FD open to the general public, ranked by its best available rate.
The Top 10
Methodology
The best rate across every tenure
Each FD is ranked by the single best general-public rate it offers across every tenure it publishes — not just its headline 1-year rate — since the top payout is often only available at a specific special tenure.
DICGC insures deposits up to ₹5 lakh per depositor, per bank — this covers scheduled banks and small finance banks, but not NBFC deposits, which carry a credit rating instead of deposit insurance.
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