Uni credit cards: fees, rewards and eligibility compared

Truely Money lists one Uni credit card: Uni Pay 1/3rd Card.

Uni cards are issued with a partner bank rather than by Uni itself, so the fees, rewards and eligibility rules come from the issuing bank's terms. Check who the issuer is before you apply, because that decides the credit limit you are offered and the way the card reports to credit bureaus.

The cards below are listed with their own fees and reward rules, and you can add several to Compare to see them side by side. Truely Money does not take applications: when you choose a card, you apply on the bank's own website. For a personal ranking based on your monthly spend, use the Card Finder under Tools.

Uni credit cards and their terms

Uni Pay 1/3rd Card (YES Bank): no joining fee · no annual fee · base reward 1% of spend · forex markup 3.5% · income guide ₹3,00,000 a year · credit score 700+. A lifetime-free app-managed credit card offering flexible 1/3rd payment splits and 1% assured cashback. Perks: Lifetime free credit card with zero joining and annual fees; Unique 1/3rd pay-later feature splitting purchases into three equal monthly parts without extra cost; 1% assured cashback when choosing the pay-in-full option.

Guides · How we rank · About · FAQ · Contact · Editorial policy · Disclaimer · Privacy · Terms

Truely Money is an independent sole proprietorship registered under Udyam (MSME), Udyam Registration No. UDYAM-MP-16-0077048. Questions, corrections or feedback: support@truelymoney.com.