RBL Bank credit cards: fees, rewards and eligibility compared

Truely Money lists 8 RBL Bank credit cards, including Cookies Credit Card, Icon Credit Card, Platinum Maxima Plus Credit Card, World Safari Credit Card, RBL Bank Popcorn Credit Card, RBL Bank Insignia Preferred Banking Credit Card and 2 more.

Cards from the same bank can look alike but differ in what they reward. Compare each RBL Bank card on the annual fee and whether it is waived at a spending level, the reward rate on the categories you actually spend in, lounge access, and the income and credit score the issuer expects.

The cards below are listed with their own fees and reward rules, and you can add several to Compare to see them side by side. Truely Money does not take applications: when you choose a card, you apply on the bank's own website. For a personal ranking based on your monthly spend, use the Card Finder under Tools.

RBL Bank credit cards and their terms

Cookies Credit Card (RBL Bank): joining fee ₹1,200 · annual fee ₹1,200, waived on ₹60,000 yearly spend · base reward 0.25% of spend · forex markup 3.5% · income guide ₹3,00,000 a year · credit score 720+. A budget-friendly subscription credit card offering 10% cashback on daily lifestyle apps like Uber and Zomato. Perks: Welcome gift voucher of ₹1,000 from brands like Amazon, Myntra, or Flipkart; 10% cashback on Myntra, Uber, and Zomato (up to ₹300 per brand per month); 10% instant discount on BookMyShow (up to ₹300 per month).
Icon Credit Card (RBL Bank): joining fee ₹5,000 · annual fee ₹5,000 · base reward 0.5% of spend · lounge visits per year: 8 domestic · forex markup 3.5% · income guide ₹2,00,000 a year · credit score 750+. A premium lifestyle card offering high milestone bonuses, free golf lessons, and accelerated rewards on weekend dining and international spends. Perks: Welcome benefit of 20,000 Reward Points (worth ₹5,000) upon paying the joining fee; Buy 1 Get 1 free movie ticket (up to ₹200 off) twice a month on BookMyShow; 8 complimentary domestic lounge visits per year (capped at 2 per quarter).
Platinum Maxima Plus Credit Card (RBL Bank): joining fee ₹2,500 · annual fee ₹2,500 · base reward 0.5% of spend · lounge visits per year: 8 domestic · forex markup 3.5% · income guide ₹5,40,000 a year · credit score 750+. A premium lifestyle credit card offering high milestone rewards and 5X points on dining, entertainment, and groceries. Perks: Welcome benefit of 10,000 Reward Points (worth ₹2,500) upon paying the joining fee; Buy 1 Get 1 free movie ticket (up to ₹200 off) once a month on BookMyShow; 8 complimentary domestic lounge visits per year (capped at 2 per quarter).
World Safari Credit Card (RBL Bank): joining fee ₹3,000 · annual fee ₹3,000 · base reward 0.5% of spend · lounge visits per year: 8 domestic, 2 international · income guide ₹3,00,000 a year · credit score 750+. India's first credit card with 0% forex markup, making it the perfect companion for frequent international travelers. Perks: 0% forex markup fee on all international transactions; Welcome gift of a MakeMyTrip voucher worth ₹3,000; 2 complimentary international lounge visits per year via Priority Pass.
RBL Bank Popcorn Credit Card: joining fee ₹1,000 · annual fee ₹1,000 · forex markup 3.5% · income guide ₹1,00,000 a year · credit score 750+. Entertainment cashback card co-branded with BookMyShow, built around weekly assured cashback and monthly movie-ticket discounts. Perks: Welcome benefit: BookMyShow vouchers worth ₹1,000, usable as two ₹500 transactions; Weekly assured cashback of ₹25 on ₹2,500 spend in a Monday-Sunday cycle; Surprise weekly cashback of 1-10% up to ₹250 on select spends.
RBL Bank Insignia Preferred Banking Credit Card: joining fee ₹7,000 · annual fee ₹7,000, waived on ₹10,00,000 yearly spend · base reward 1.25% of spend · lounge visits per year: 8 domestic, 6 international · forex markup 1.5% · income guide ₹3,00,000 a year · credit score 750+. Premium banking-linked card with 8 domestic and 6 international lounge visits a year and a 1.5% forex markup; fee waived for RBL Insignia Preferred Banking relationship customers. Perks: Complimentary Priority Pass membership, up to 6 international lounge visits/year; 2 complimentary domestic lounge visits per quarter (8/year); Extra international lounge visit if monthly spend >= ₹1,00,000.
RBL Bank Play Credit Card: joining fee ₹500 · annual fee ₹500, waived on ₹1,50,000 yearly spend · forex markup 3.5% · income guide ₹3,00,000 a year · credit score 700+. An entry-level entertainment card that rewards moderate monthly spenders with free movie tickets on BookMyShow. Perks: 2 free movie/event tickets (up to ₹250 each) every month on BookMyShow upon spending ₹5,000 in a billing cycle; ₹100 discount on Food & Beverages per month when booking a minimum of 2 movie tickets on BookMyShow; ₹500 discount on BookMyShow as a welcome benefit on the first transaction within 30 days.
ShopRite Credit Card (RBL Bank): joining fee ₹500 · annual fee ₹500, waived on ₹1,50,000 yearly spend · base reward 0.25% of spend · forex markup 3.5%. An entry-level card offering accelerated reward points on grocery and supermarket purchases. Perks: 5% value back on grocery and supermarket spends up to 1,000 reward points per month; Fuel surcharge waiver across all fuel stations in India; Annual fee waiver on spending ₹1,50,000 or more in a card year.

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Truely Money is an independent sole proprietorship registered under Udyam (MSME), Udyam Registration No. UDYAM-MP-16-0077048. Questions, corrections or feedback: support@truelymoney.com.

RBL Bank credit cards: fees, rewards and eligibility compared

RBL Bank credit cards and their terms

Cookies Credit Card (RBL Bank): joining fee ₹1,200 · annual fee ₹1,200, waived on ₹60,000 yearly spend · base reward 0.25% of spend · forex markup 3.5% · income guide ₹3,00,000 a year · credit score 720+. A budget-friendly subscription credit card offering 10% cashback on daily lifestyle apps like Uber and Zomato. Perks: Welcome gift voucher of ₹1,000 from brands like Amazon, Myntra, or Flipkart; 10% cashback on Myntra, Uber, and Zomato (up to ₹300 per brand per month); 10% instant discount on BookMyShow (up to ₹300 per month).
Icon Credit Card (RBL Bank): joining fee ₹5,000 · annual fee ₹5,000 · base reward 0.5% of spend · lounge visits per year: 8 domestic · forex markup 3.5% · income guide ₹2,00,000 a year · credit score 750+. A premium lifestyle card offering high milestone bonuses, free golf lessons, and accelerated rewards on weekend dining and international spends. Perks: Welcome benefit of 20,000 Reward Points (worth ₹5,000) upon paying the joining fee; Buy 1 Get 1 free movie ticket (up to ₹200 off) twice a month on BookMyShow; 8 complimentary domestic lounge visits per year (capped at 2 per quarter).
Platinum Maxima Plus Credit Card (RBL Bank): joining fee ₹2,500 · annual fee ₹2,500 · base reward 0.5% of spend · lounge visits per year: 8 domestic · forex markup 3.5% · income guide ₹5,40,000 a year · credit score 750+. A premium lifestyle credit card offering high milestone rewards and 5X points on dining, entertainment, and groceries. Perks: Welcome benefit of 10,000 Reward Points (worth ₹2,500) upon paying the joining fee; Buy 1 Get 1 free movie ticket (up to ₹200 off) once a month on BookMyShow; 8 complimentary domestic lounge visits per year (capped at 2 per quarter).
World Safari Credit Card (RBL Bank): joining fee ₹3,000 · annual fee ₹3,000 · base reward 0.5% of spend · lounge visits per year: 8 domestic, 2 international · income guide ₹3,00,000 a year · credit score 750+. India's first credit card with 0% forex markup, making it the perfect companion for frequent international travelers. Perks: 0% forex markup fee on all international transactions; Welcome gift of a MakeMyTrip voucher worth ₹3,000; 2 complimentary international lounge visits per year via Priority Pass.
RBL Bank Popcorn Credit Card: joining fee ₹1,000 · annual fee ₹1,000 · forex markup 3.5% · income guide ₹1,00,000 a year · credit score 750+. Entertainment cashback card co-branded with BookMyShow, built around weekly assured cashback and monthly movie-ticket discounts. Perks: Welcome benefit: BookMyShow vouchers worth ₹1,000, usable as two ₹500 transactions; Weekly assured cashback of ₹25 on ₹2,500 spend in a Monday-Sunday cycle; Surprise weekly cashback of 1-10% up to ₹250 on select spends.
RBL Bank Insignia Preferred Banking Credit Card: joining fee ₹7,000 · annual fee ₹7,000, waived on ₹10,00,000 yearly spend · base reward 1.25% of spend · lounge visits per year: 8 domestic, 6 international · forex markup 1.5% · income guide ₹3,00,000 a year · credit score 750+. Premium banking-linked card with 8 domestic and 6 international lounge visits a year and a 1.5% forex markup; fee waived for RBL Insignia Preferred Banking relationship customers. Perks: Complimentary Priority Pass membership, up to 6 international lounge visits/year; 2 complimentary domestic lounge visits per quarter (8/year); Extra international lounge visit if monthly spend >= ₹1,00,000.
RBL Bank Play Credit Card: joining fee ₹500 · annual fee ₹500, waived on ₹1,50,000 yearly spend · forex markup 3.5% · income guide ₹3,00,000 a year · credit score 700+. An entry-level entertainment card that rewards moderate monthly spenders with free movie tickets on BookMyShow. Perks: 2 free movie/event tickets (up to ₹250 each) every month on BookMyShow upon spending ₹5,000 in a billing cycle; ₹100 discount on Food & Beverages per month when booking a minimum of 2 movie tickets on BookMyShow; ₹500 discount on BookMyShow as a welcome benefit on the first transaction within 30 days.
ShopRite Credit Card (RBL Bank): joining fee ₹500 · annual fee ₹500, waived on ₹1,50,000 yearly spend · base reward 0.25% of spend · forex markup 3.5%. An entry-level card offering accelerated reward points on grocery and supermarket purchases. Perks: 5% value back on grocery and supermarket spends up to 1,000 reward points per month; Fuel surcharge waiver across all fuel stations in India; Annual fee waiver on spending ₹1,50,000 or more in a card year.

Truely Money is an independent sole proprietorship registered under Udyam (MSME), Udyam Registration No. UDYAM-MP-16-0077048. Questions, corrections or feedback: support@truelymoney.com.