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Kiwi credit cards: fees, rewards and eligibility compared

Truely Money lists one Kiwi credit card: Kiwi RuPay Credit Card.

Kiwi cards are issued with a partner bank rather than by Kiwi itself, so the fees, rewards and eligibility rules come from the issuing bank's terms. Check who the issuer is before you apply, because that decides the credit limit you are offered and the way the card reports to credit bureaus.

The cards below are listed with their own fees and reward rules, and you can add several to Compare to see them side by side. Truely Money does not take applications: when you choose a card, you apply on the bank's own website. For a personal ranking based on your monthly spend, use the Card Finder under Tools.

Kiwi credit cards and their terms

  1. Kiwi RuPay Credit Card (Yes Bank): no joining fee · no annual fee · base reward 1% of spend · forex markup 3.5%. A lifetime-free RuPay credit card built for earning rewards on everyday UPI scans through the Kiwi app. Perks: Lifetime free card with zero joining and annual fees; Earn rewards/cashback on UPI transactions via the Kiwi app; RuPay network support allows UPI payments on credit card via any merchant QR code.

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