J&K Bank credit cards: fees, rewards and eligibility compared
Truely Money lists one J&K Bank credit card: Platinum Card.
With a single card there is no range to compare inside J&K Bank, so the useful comparison is against similar cards from other banks. Look at the annual fee, how much you would earn back on your own spending, and whether the card suits the way you use credit.
The cards below are listed with their own fees and reward rules, and you can add several to Compare to see them side by side. Truely Money does not take applications: when you choose a card, you apply on the bank's own website. For a personal ranking based on your monthly spend, use the Card Finder under Tools.
J&K Bank credit cards and their terms
- Platinum Card (J&K Bank): no joining fee · annual fee ₹500, waived on ₹1,00,000 yearly spend · base reward 1% of spend · lounge visits per year: 2 domestic · forex markup 3.5%. A rewarding mid-tier RuPay credit card offering accelerated rewards on everyday spends, quarterly milestones, and UPI convenience. Perks: 2 complimentary domestic airport lounge visits per year (1 per half-year); 10% off (up to ₹50) monthly on utility bill payments; RuPay variant is UPI-enabled for scan-and-pay transactions.
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