IndusInd Bank credit cards: fees, rewards and eligibility compared

Truely Money lists 12 IndusInd Bank credit cards, including Avios Visa Infinite Credit Card, EazyDiner Credit Card, Nexxt Credit Card, Platinum Aura Edge Credit Card, Samman RuPay Credit Card, Tiger Credit Card and 6 more.

Cards from the same bank can look alike but differ in what they reward. Compare each IndusInd Bank card on the annual fee and whether it is waived at a spending level, the reward rate on the categories you actually spend in, lounge access, and the income and credit score the issuer expects.

The cards below are listed with their own fees and reward rules, and you can add several to Compare to see them side by side. Truely Money does not take applications: when you choose a card, you apply on the bank's own website. For a personal ranking based on your monthly spend, use the Card Finder under Tools.

IndusInd Bank credit cards and their terms

Avios Visa Infinite Credit Card (IndusInd Bank): joining fee ₹10,000 · annual fee ₹5,000 · base reward 0.3% of spend · lounge visits per year: 8 domestic, 8 international · forex markup 3.5% · income guide ₹2,40,000 a year. A premium travel card offering flexible Avios earning with Qatar Airways or British Airways, plus unique benefits like international meet-and-greet. Perks: Welcome benefit of 20,000 bonus Avios and Gold membership with Qatar Airways (or BA Executive Club); 2 complimentary International meet-and-greet services per year; 10% discount on flight bookings on Qatar Airways.
EazyDiner Credit Card (IndusInd Bank): joining fee ₹2,999 · annual fee ₹2,999 · base reward 0.4% of spend · lounge visits per year: 8 domestic · forex markup 3.5% · income guide ₹2,40,000 a year · credit score 750+. An essential credit card for frequent diners, offering complimentary EazyDiner Prime membership and massive direct discounts on restaurant bills. Perks: 12 months EazyDiner Prime membership offering 25% to 50% discount at 2000+ premium restaurants; Extra 25% discount (up to ₹1,000) every time you pay via PayEazy on the app; The Postcard Hotel stay voucher worth ₹7,500.
Nexxt Credit Card (IndusInd Bank): joining fee ₹10,000 · no annual fee · base reward 0.5% of spend · forex markup 3.5% · credit score 750+. An innovative rewards card featuring physical buttons to instantly switch between credit, EMI, and points at checkout. Perks: India's first interactive credit card with built-in LED buttons for Credit, EMI, and Reward payments at POS; Welcome gift vouchers from premium brands like Oberoi Hotels, Montblanc, Luxe, or The Postcard Hotel; Buy 1 Get 1 free movie ticket on BookMyShow (up to ₹200 discount) twice a month.
Platinum Aura Edge Credit Card (IndusInd Bank): no joining fee · no annual fee · base reward 0.2% of spend · forex markup 3.5% · income guide ₹3,60,000 a year · credit score 750+. A lifetime-free credit card offering the flexibility to choose a customized reward plan tailored to your lifestyle. Perks: Flexibility to choose from 4 customized reward plans: Shop, Home, Travel, or Party; Welcome vouchers from brands like EaseMyTrip, Domino's, and Nykaa; 1% fuel surcharge waiver on transactions between ₹500 and ₹3,000.
Samman RuPay Credit Card (IndusInd Bank): no joining fee · annual fee ₹199, waived on ₹75,000 yearly spend · base reward 1% of spend · forex markup 3.5% · income guide ₹2,40,000 a year. An exclusive RuPay credit card for government employees offering everyday cashback, UPI compatibility, and zero cash advance fees. Perks: 1% cashback on retail spends up to ₹20,000 per statement cycle (max ₹200); Zero cash advance fees for ATM withdrawals; 1 complimentary movie ticket (up to ₹200) on BookMyShow every 6 months.
Tiger Credit Card (IndusInd Bank): no joining fee · no annual fee · base reward 0.4% of spend · lounge visits per year: 8 domestic, 2 international · forex markup 1.5% · income guide ₹2,40,000 a year · credit score 750+. A premium lifetime-free credit card offering a unique tiered reward system and low forex markup for frequent travelers. Perks: Uncapped 1% fuel surcharge waiver on transactions between ₹400 and ₹4,000; 1 complimentary movie ticket (up to ₹500) on BookMyShow every 6 months; 1 complimentary golf game or lesson every quarter.
IndusInd Bank Duo Credit Card: joining fee ₹249 · no annual fee · base reward 0.4% of spend · lounge visits per year: 8 domestic · forex markup 2% · income guide ₹2,40,000 a year · credit score 750+. India's first combined credit-and-debit card, issued by IndusInd Bank with no annual fee. Perks: Dual-function credit and debit card on a single physical card with two EMV chips; 1% fuel surcharge waiver on transactions between Rs.400-Rs.4,000; Up to 8 complimentary lounge visits per year.
IndusInd Bank Iconia Credit Card: joining fee ₹3,499 · no annual fee · base reward 0.38% of spend · forex markup 3.5% · income guide ₹3,60,000 a year · credit score 700+. Lifestyle credit card featuring weekend accelerated rewards, movie ticket discounts, and complimentary Priority Pass membership. Perks: Complimentary Priority Pass membership for primary and add-on cardholders; Buy 1 get 1 free on movie tickets on BookMyShow up to ₹200 discount, 3 times a month; Complimentary quarterly golf games and lessons.
Legend Credit Card (IndusInd Bank): no joining fee · no annual fee · base reward 0.5% of spend · forex markup 1.8% · income guide ₹2,40,000 a year · credit score 750+. A lifetime-free credit card offering low forex markup and accelerated weekend reward points. Perks: Priority Pass membership (chargeable visits) for 600+ lounges globally; Buy 1 Get 1 free movie ticket per month on BookMyShow (up to ₹200 off); Low forex markup of 1.8%.
Pinnacle World Credit Card (IndusInd Bank): joining fee ₹15,000 · no annual fee · base reward 0.75% of spend · lounge visits per year: 4 domestic, 4 international · forex markup 3.5% · income guide ₹10,00,000 a year · credit score 750+. A premium lifestyle card offering high reward rates on e-commerce spends and lifetime free validity after the initial joining fee. Perks: Welcome benefits including a Luxe gift card, or vouchers for Oberoi Hotels, Montblanc, etc.; Buy 1 Get 1 free movie ticket on BookMyShow up to 3 times a month (max discount ₹200/ticket); Complimentary golf games and lessons (1 each per month).
IndusInd Bank Celesta Credit Card: joining fee ₹5,000 · annual fee ₹5,000 · base reward 1% of spend · lounge visits per year: 8 domestic, 4 international · forex markup 3.5%. A premium lifestyle and travel credit card offering enhanced reward points and comprehensive lounge access. Perks: Complimentary domestic and international airport lounge access; Comprehensive travel and personal accident insurance cover; Golf program benefits.
IndusInd Bank Pioneer Heritage Metal Credit Card: joining fee ₹90,000 · annual fee ₹25,000, waived on ₹10,00,000 yearly spend · base reward 1% of spend · income guide ₹12,00,000 a year. An ultra-premium credit card for IndusInd Pioneer banking clients offering unparalleled unlimited family lounge access, deep lifestyle perks, and zero forex fees. Perks: Unlimited domestic and international airport lounge access for primary and add-on cardholders; Welcome vouchers worth ₹1 Lakh from brands like Montblanc, The Postcard Hotel, or Qwikcilver; 4 complimentary golf games and 4 lessons per month.

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IndusInd Bank credit cards: fees, rewards and eligibility compared

IndusInd Bank credit cards and their terms

Avios Visa Infinite Credit Card (IndusInd Bank): joining fee ₹10,000 · annual fee ₹5,000 · base reward 0.3% of spend · lounge visits per year: 8 domestic, 8 international · forex markup 3.5% · income guide ₹2,40,000 a year. A premium travel card offering flexible Avios earning with Qatar Airways or British Airways, plus unique benefits like international meet-and-greet. Perks: Welcome benefit of 20,000 bonus Avios and Gold membership with Qatar Airways (or BA Executive Club); 2 complimentary International meet-and-greet services per year; 10% discount on flight bookings on Qatar Airways.
EazyDiner Credit Card (IndusInd Bank): joining fee ₹2,999 · annual fee ₹2,999 · base reward 0.4% of spend · lounge visits per year: 8 domestic · forex markup 3.5% · income guide ₹2,40,000 a year · credit score 750+. An essential credit card for frequent diners, offering complimentary EazyDiner Prime membership and massive direct discounts on restaurant bills. Perks: 12 months EazyDiner Prime membership offering 25% to 50% discount at 2000+ premium restaurants; Extra 25% discount (up to ₹1,000) every time you pay via PayEazy on the app; The Postcard Hotel stay voucher worth ₹7,500.
Nexxt Credit Card (IndusInd Bank): joining fee ₹10,000 · no annual fee · base reward 0.5% of spend · forex markup 3.5% · credit score 750+. An innovative rewards card featuring physical buttons to instantly switch between credit, EMI, and points at checkout. Perks: India's first interactive credit card with built-in LED buttons for Credit, EMI, and Reward payments at POS; Welcome gift vouchers from premium brands like Oberoi Hotels, Montblanc, Luxe, or The Postcard Hotel; Buy 1 Get 1 free movie ticket on BookMyShow (up to ₹200 discount) twice a month.
Platinum Aura Edge Credit Card (IndusInd Bank): no joining fee · no annual fee · base reward 0.2% of spend · forex markup 3.5% · income guide ₹3,60,000 a year · credit score 750+. A lifetime-free credit card offering the flexibility to choose a customized reward plan tailored to your lifestyle. Perks: Flexibility to choose from 4 customized reward plans: Shop, Home, Travel, or Party; Welcome vouchers from brands like EaseMyTrip, Domino's, and Nykaa; 1% fuel surcharge waiver on transactions between ₹500 and ₹3,000.
Samman RuPay Credit Card (IndusInd Bank): no joining fee · annual fee ₹199, waived on ₹75,000 yearly spend · base reward 1% of spend · forex markup 3.5% · income guide ₹2,40,000 a year. An exclusive RuPay credit card for government employees offering everyday cashback, UPI compatibility, and zero cash advance fees. Perks: 1% cashback on retail spends up to ₹20,000 per statement cycle (max ₹200); Zero cash advance fees for ATM withdrawals; 1 complimentary movie ticket (up to ₹200) on BookMyShow every 6 months.
Tiger Credit Card (IndusInd Bank): no joining fee · no annual fee · base reward 0.4% of spend · lounge visits per year: 8 domestic, 2 international · forex markup 1.5% · income guide ₹2,40,000 a year · credit score 750+. A premium lifetime-free credit card offering a unique tiered reward system and low forex markup for frequent travelers. Perks: Uncapped 1% fuel surcharge waiver on transactions between ₹400 and ₹4,000; 1 complimentary movie ticket (up to ₹500) on BookMyShow every 6 months; 1 complimentary golf game or lesson every quarter.
IndusInd Bank Duo Credit Card: joining fee ₹249 · no annual fee · base reward 0.4% of spend · lounge visits per year: 8 domestic · forex markup 2% · income guide ₹2,40,000 a year · credit score 750+. India's first combined credit-and-debit card, issued by IndusInd Bank with no annual fee. Perks: Dual-function credit and debit card on a single physical card with two EMV chips; 1% fuel surcharge waiver on transactions between Rs.400-Rs.4,000; Up to 8 complimentary lounge visits per year.
IndusInd Bank Iconia Credit Card: joining fee ₹3,499 · no annual fee · base reward 0.38% of spend · forex markup 3.5% · income guide ₹3,60,000 a year · credit score 700+. Lifestyle credit card featuring weekend accelerated rewards, movie ticket discounts, and complimentary Priority Pass membership. Perks: Complimentary Priority Pass membership for primary and add-on cardholders; Buy 1 get 1 free on movie tickets on BookMyShow up to ₹200 discount, 3 times a month; Complimentary quarterly golf games and lessons.
Legend Credit Card (IndusInd Bank): no joining fee · no annual fee · base reward 0.5% of spend · forex markup 1.8% · income guide ₹2,40,000 a year · credit score 750+. A lifetime-free credit card offering low forex markup and accelerated weekend reward points. Perks: Priority Pass membership (chargeable visits) for 600+ lounges globally; Buy 1 Get 1 free movie ticket per month on BookMyShow (up to ₹200 off); Low forex markup of 1.8%.
Pinnacle World Credit Card (IndusInd Bank): joining fee ₹15,000 · no annual fee · base reward 0.75% of spend · lounge visits per year: 4 domestic, 4 international · forex markup 3.5% · income guide ₹10,00,000 a year · credit score 750+. A premium lifestyle card offering high reward rates on e-commerce spends and lifetime free validity after the initial joining fee. Perks: Welcome benefits including a Luxe gift card, or vouchers for Oberoi Hotels, Montblanc, etc.; Buy 1 Get 1 free movie ticket on BookMyShow up to 3 times a month (max discount ₹200/ticket); Complimentary golf games and lessons (1 each per month).
IndusInd Bank Celesta Credit Card: joining fee ₹5,000 · annual fee ₹5,000 · base reward 1% of spend · lounge visits per year: 8 domestic, 4 international · forex markup 3.5%. A premium lifestyle and travel credit card offering enhanced reward points and comprehensive lounge access. Perks: Complimentary domestic and international airport lounge access; Comprehensive travel and personal accident insurance cover; Golf program benefits.
IndusInd Bank Pioneer Heritage Metal Credit Card: joining fee ₹90,000 · annual fee ₹25,000, waived on ₹10,00,000 yearly spend · base reward 1% of spend · income guide ₹12,00,000 a year. An ultra-premium credit card for IndusInd Pioneer banking clients offering unparalleled unlimited family lounge access, deep lifestyle perks, and zero forex fees. Perks: Unlimited domestic and international airport lounge access for primary and add-on cardholders; Welcome vouchers worth ₹1 Lakh from brands like Montblanc, The Postcard Hotel, or Qwikcilver; 4 complimentary golf games and 4 lessons per month.

Truely Money is an independent sole proprietorship registered under Udyam (MSME), Udyam Registration No. UDYAM-MP-16-0077048. Questions, corrections or feedback: support@truelymoney.com.