IDBI Bank credit cards: fees, rewards and eligibility compared
Truely Money lists 3 IDBI Bank credit cards, including IDBI Bank Aspire Platinum Credit Card, IDBI Bank Visa Signature Credit Card and Winnings RuPay Select Credit Card.
Cards from the same bank can look alike but differ in what they reward. Compare each IDBI Bank card on the annual fee and whether it is waived at a spending level, the reward rate on the categories you actually spend in, lounge access, and the income and credit score the issuer expects.
The cards below are listed with their own fees and reward rules, and you can add several to Compare to see them side by side. Truely Money does not take applications: when you choose a card, you apply on the bank's own website. For a personal ranking based on your monthly spend, use the Card Finder under Tools.
IDBI Bank credit cards and their terms
- IDBI Bank Aspire Platinum Credit Card: no joining fee · no annual fee · base reward 0.33% of spend · forex markup 3.5%. An entry-level, lifetime-free credit card offering basic reward points and milestone benefits for everyday expenses. Perks: 500 Delight Points on card activation; 500 Delight Points on first transaction of ₹1,500+ within 30 days; 1% fuel surcharge waiver (max ₹300/month).
- IDBI Bank Visa Signature Credit Card: joining fee ₹1,499 · annual fee ₹1,499, waived on ₹3,00,000 yearly spend · base reward 0.75% of spend · lounge visits per year: 8 domestic · forex markup 3.5%. A premium lifestyle card by IDBI offering consistent rewards, travel perks, and concierge services. Perks: 8 complimentary domestic lounge visits per year (2 per quarter); 1% fuel surcharge waiver across all petrol pumps in India; Zero lost card liability.
- Winnings RuPay Select Credit Card (IDBI Bank): no joining fee · annual fee ₹899, waived on ₹90,000 yearly spend · base reward 0.5% of spend · lounge visits per year: 8 domestic, 4 international · forex markup 3.5%. An entry-level RuPay Select credit card offering milestone rewards, UPI capability, and complimentary lounge access. Perks: Complimentary domestic and international airport lounge access; 1% fuel surcharge waiver up to ₹400 per month; Personal accident insurance cover up to ₹10 Lakhs.
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