Equitas Bank credit cards: fees, rewards and eligibility compared
Truely Money lists 3 Equitas Bank credit cards, including Selfe Credit Card, PowerMiles Credit Card and Equitas Tiga Credit Card.
Cards from the same bank can look alike but differ in what they reward. Compare each Equitas Bank card on the annual fee and whether it is waived at a spending level, the reward rate on the categories you actually spend in, lounge access, and the income and credit score the issuer expects.
The cards below are listed with their own fees and reward rules, and you can add several to Compare to see them side by side. Truely Money does not take applications: when you choose a card, you apply on the bank's own website. For a personal ranking based on your monthly spend, use the Card Finder under Tools.
Equitas Bank credit cards and their terms
- Selfe Credit Card (Equitas Bank): no joining fee · annual fee ₹1,000, waived on ₹2,40,000 yearly spend · base reward 0.7% of spend · lounge visits per year: 4 domestic · forex markup 3.5% · income guide ₹5,00,000 a year. A highly customizable mid-range card that lets you choose your reward categories, welcome memberships, and billing cycle. Perks: Earn 5X rewards (up to 3.5%) on 2 chosen categories (from Apparel, Dining, Grocery, Utility, or Taxi); Choose 2 complimentary 90-day memberships (Amazon Prime, JioCinema, Sony Liv, Zee5, Discovery+) on joining; Tier-based Club Privilege loyalty program for bonus points, vouchers, and up to unlimited lounge access.
- PowerMiles Credit Card (Equitas Bank): joining fee ₹5,000 · annual fee ₹5,000, waived on ₹4,80,000 yearly spend · base reward 3% of spend · lounge visits per year: 8 domestic, 4 international · forex markup 2% · income guide ₹18,00,000 a year. A premium metal card designed for frequent travelers, offering a 1:1 points-to-miles conversion ratio, luxury dining memberships, and accelerated rewards on international spends. Perks: Premium Metal Card design; Complimentary Club Marriott and EazyDiner memberships; 1:1 Reward Points to Miles/Luxury Brands conversion.
- Equitas Tiga Credit Card (Equitas Bank): no joining fee · annual fee ₹500, waived on ₹1,20,000 yearly spend · base reward 0.15% of spend · forex markup 3.5% · income guide ₹4,20,000 a year. An entry-level rewards card offering accelerated points on UPI transactions and auto-EMI benefits at select partner merchants. Perks: 3X Reward Points on UPI, contactless payments, and Pay-by-3 partner merchants; Pay-by-3 feature automatically converts eligible partner merchant spends into 3-month low-cost EMIs; Introductory low interest rate of 0.99% per month for the first 3 months.
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