1. 1

   The 50/30/20 budget for Indian salaries: a simple monthly plan that works

   How the 50/30/20 rule splits your take-home pay into needs, wants and savings, how to adapt it to Indian rents, EMIs and family costs, and how to make it stick.

   7 min readRead guide →
2. 2

   Emergency fund: how much to keep, and where to keep it

   How big an emergency fund should be for salaried and self-employed people in India, how to build it, and how a savings account, sweep FD and liquid fund compare for holding it.

   7 min readRead guide →
3. 3

   Inflation and real returns: why 7% is not really 7%

   What inflation does to your savings, how to work out your real return after inflation and tax, and why money that feels safe can still be losing value.

   6 min readRead guide →
4. 4

   Compounding explained with real rupee examples

   How compounding works, why starting early matters more than investing more, what compounding frequency does to an FD, and how the same force works against you on debt.

   7 min readRead guide →

More topics

Written for general information, not personal financial, tax or legal advice. No bank or lender pays to be listed on Truely Money.

Truely Money is an independent sole proprietorship registered under Udyam (MSME), Udyam Registration No. UDYAM-MP-16-0077048. Questions, corrections or feedback: support@truelymoney.com.