Investing & schemes guides
6 guides · 41 min of reading · in plain words
- 1
SIP vs FD vs RD: which fits which goal
How a mutual fund SIP, a fixed deposit and a recurring deposit differ on safety, returns, liquidity and tax, and a simple way to match each one to your goals and time frame.
8 min readRead guide → - 2
PPF explained: how the Public Provident Fund works
A clear guide to the Public Provident Fund: tenure, contribution limits, interest, tax benefits and how it compares with a fixed deposit.
6 min readRead guide → - 3
NPS vs Atal Pension Yojana: which retirement scheme fits you?
Compare the National Pension System and Atal Pension Yojana: how each works, who can join, returns, tax benefits and what you get at retirement.
6 min readRead guide → - 4
Sukanya Samriddhi Yojana: rules, benefits and how it works
A plain guide to the Sukanya Samriddhi Yojana savings scheme for a girl child: eligibility, deposits, interest, tax benefits, maturity and withdrawals.
5 min readRead guide → - 5
Senior Citizens' Savings Scheme (SCSS): rates, limits and how to open one
How the Senior Citizens' Savings Scheme works: who can open it, the deposit limit, quarterly interest, tax, early closure rules and how it compares with a bank FD for retirees.
8 min readRead guide → - 6
Post office savings schemes compared: NSC, KVP, MIS, TD and RD
How the main post office small savings schemes differ: National Savings Certificate, Kisan Vikas Patra, Monthly Income Scheme, Time Deposit and Recurring Deposit, with who each one suits and how they are taxed.
8 min readRead guide →
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