Credit score guides
3 guides · 18 min of reading · in plain words
- 1
What is a CIBIL score and how do you improve it?
A plain-language guide to the CIBIL credit score in India: what it measures, what a good score looks like, what lowers it, and steps that improve it.
6 min readRead guide → - 2
Common credit card and loan mistakes that hurt your CIBIL score
The everyday habits that quietly lower your credit score in India, from late payments and maxed-out cards to settlements and too many applications.
5 min readRead guide → - 3
Credit utilisation: the 30% rule and how it moves your CIBIL score
What credit utilisation is, why lenders watch it, how the 30% guideline works on one card and on several, and practical ways to lower it without closing cards.
7 min readRead guide →
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